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Insurance companies in the United States seeking to mid-year 2016 a significant increase in premiums for health law, something that is considered by some consumers as negative. More than 10 million people in the United States have coverage through markets created by the law of health, which offer a wide range of services to their insurance. The increase of an insurance policy is affecting many users the vast majority that will be affected will be reflected in the coming months. In recent years the laws of salutes are trying to find a stability. Americans spend millions of dollars a year in medical insurance, the problems of the Health Act are derived from a contract that was less than expected that affection to their customers. Why should you have a auto insurance, because 7 out of every ten cars, and one of every 4 suffers an accident and the repair cost is very high. That covers a auto insurance, robro of auto, protects shocks, medical expenses, civil liability, the payment of a bond that gives your freedom. As you can improve the insurance policy you have in your car, you can take into account that when purchasing insurance know of a trusted company, a better price and give you a legal advice. When you take an insurance you join financially to a group of people who can help you when you have a problem, in this way the insurance protects the entire group, an insurance can save you the life and help economically in the event of an accident, an important aspect in the insurance world is the homogeneity, pays more which have more risk of an accident. Some risks are inevitable and you never know when you have an accident, so do not think more and get an insurance. Insurance cover a high expenditure, but not the total expenditure, some of the most common of the insurances are: life insurance, accident insurance, insurance of medical expenses, and Auto Insurance Home Insurance. Each latch is independent and you have to analyze your needs and know how much you want to invest. If you are the owner of a car and live in the United States it is necessary to have a secure because all states require some degree of coverage, and this is not good when you change of place, and the law of financial responsibility of each State, aims to provide a minimum level of protection to the injured persons or that their properties have been damaged by a third person. You should consider their real needs before purchasing an insurance. Your insurance covers you depending on your deductible, your deductible is the amount of money that will have to cover in the event that you suffer an accident, you should be well informed before hiring an insurance policy, depending on their need and will be their reward when you purchase the best plan.